Saints Mary & Margaret Parochial Church Council 100 CLUB

 

2020 JAN FEB
1st. Prize (£20) 10 32
2nd. Prize (£10) 66 38
3rd. Prize (£5) 85 78

 

IMPORTANT NOTICE TO ALL 100 CLUB MEMBERS

As a result of the serious threat posed to the population of the UK by the Covid-19 virus, I feel that it is incumbent upon me to act in a manner that removes the possibility of anyone contracting the virus through my activities as Secretary of the 100 CLUB.

Until further notice, the monthly DRAW for three winning numbers will NOT take place. 

This is because the DRAW involves me being in close contact with a CLUB member and I have no wish to be a link in a possible contact chain.

All postponed DRAWs will be made at some undetermined time later in the year.

The three winners of the February DRAW will each receive their cheque in due course.

My sincere wishes are that everyone that we know will be unaffected by the virus.

The results of this year's DRAWS are shown above.  The DRAWS are made by a CLUB member in the last day or two of a month so that the table will have new entries by the first day of the following month.  The individual Monthly DRAW results are also displayed at the LYCH Gate at the entrance to the churchyard.

Subscription Renewal Update

You may have read, on previous versions of this page, that three 'spare' subscriptions were available on a first come - first served' basis.  This situation has now changed and 100 subscriptions have been realised.  Thank you to all members. 

If you are interested in registering your willingness to take up a future spare subscription, please contact me on 828 302.

Your support of the 100 CLUB is really important as the Church Council (PCC) has to pay large bills just to keep the church door open, regardless of how many people actually walk through it on the Sunday mornings, and other occasions, when a Service is held.

Certificates of Membership will be issued to all new members and those who extend their present membership but any member wishing to have a replacement certificate should please contact me on 828 302.

General Notes

If you have a subscription for a winning number, you will automatically receive a cheque for the prize amount from the PCC Treasurer - you do not need to make a claim or to contact me.

IMPORTANT.  If the name for your bank account is different from the name recorded on the 100 CLUB Register - e.g. you are recorded using your first name but your account uses your middle name - the bank may then reject the prize cheque.  Please let me know if this is the case and I will then amend my record.

As existing members are aware, the information held by me for the purpose of paying any prize monies etc. has to comply with the GDPR and all new members have to give me permission to hold that information on the 100 CLUB Register.

Some of our prize-winning members boost our funds by not presenting their prize cheque to their bank and the PCC is, of course, extremely grateful for this gesture of additional support.  However, if you pay the cheque into your bank AND then write a cheque for the same amount (or higher if you are so inclined) to Stow Maries PCC, that gesture can be further enhanced.  By making a declaration to the PCC Treasurer that states that you pay PAYE Tax at the higher rate and that you wish all and any donations to the PCC to be treated as GIFT AID - an extra 25% on the value of your gift can then be claimed from HMRC - an appropriate form can be supplied by the Treasurer.

The 100 CLUB has to be licensed under the Lotteries Act and follow the allowed operating rules.  Any member wishing to receive a copy of the Rules should contact me.

Finally

A sincere THANK YOU from the Parochial Church Council is extended to all members for their continuing support and to the volunteer collectors.

To return to the PCC 100 Club News, please click here.

Brian Townsend, Honorary 100 CLUB Secretary

20:00, 15 Mar 2020 by Brian Townsend

UPDATED INFORMATION HAS BEEN GIVEN - JANUARY 2020

It is several years since I published the following article in an attempt to provide information to the readers of this website that would save them from losing money to on-line fraudsters.  Reports in the media would suggest that many people are still being robbed by such fraudsters and I am again drawing the attention of readers to the ways in which they can keep safe.  The addresses and contacts are, as far as I am aware, still current but if any details are known to be incorrect, I would like to be informed.

The following item is a copy of a message from Essex Community Messaging

Scams & Suspect Traders - a round-up of some recent notifications

It seems that there is always someone trying to relieve you of your hard earned money & possessions. To help avoid becoming a victim make sure that anti-virus packages on your PC or smartphone are up to date. If you receive unsolicited phone calls, hang up without giving any information and if you have cold callers at your door say ‘No thanks’ & close the door.

In addition to the two scams recently publicized on Essex Community Messaging I’ve listed some of the common scams that are also being used at present.  While some are obviously false others are quite convincing at first sight.

Email Scams 

  • Phishing scam Email received stating that ‘your account has been compromised/your security details need updating’ or ‘You have won a £xxx prize’ and a request to click on a link to update or provide information.  There is often the threat that your account will be closed if you do not take action. Clicking on the link and giving the information can lead to financial loss or identity theft or the download of programs that may intercept personal information (Malware) or lock your computer until a fee is paid (Ransomware).

This type of email often appears genuine as it will have the company logo and correct postal addresses etc. However, if you hover your cursor over the ‘from’ on the email the address shown will not be the company you expect.

Some of the company names the scammers have used – all the High Street Banks, Credit Card companies, BT, Virgin Media, TalkTalk, Tesco, Vodaphone, Sky, EE, HMRC, Amazon, PayPal, Royal Mail, DHL and many more

  • HMRC, & Local Councils – ‘You are due a refund of Income Tax or Council Tax, click on the link to reclaim’. Again, clicking on the link and giving information can lead to financial loss or identity theft or the downloading of programs that may intercept personal information (Malware).

If you receive these types of email, please forward them to the security department of the company it is meant to be from. I have included a list of some useful links at the end of this document.

Phone Scams

  • The caller claims to be from ‘Windows Security’ or ‘Microsoft’ and claims that a virus has been detected on your computer.  They say that they can fix it if given remote access and explain how to give them your IP address (this is the unique ID of your computer).  They are then able to access your computer to gain your information or download malware or ransomware to it. This scam often ends with a demand for money to release control of your computer.  The best way of dealing with this type of call is just to hang up without giving any information.

 

  • The caller claims to be from your Phone, Broadband or Satellite provider and says that you are due a refund.  You are asked to either confirm your banking details, amend your online account or contact your bank with details they supply.  Doing this can result in financial loss

Some of the company names used by the scammers - BT, Virgin Media, TalkTalk, Vodaphone, Sky, EE

The best way to deal with this type of call is not to get involved in any discussion, don’t give any information, just hang up.

Cold callers

A number of reputable charities use door to door fundraising.  Their representatives will carry photo ID and are often dressed in branded clothing.  They will be happy for you to call a number at their headquarters to confirm their ID and that they are genuine callers.  If you have access to the internet the charity will probably have details on their website of the areas being canvassed.  Among the charities using door to door canvassing are Essex & Herts Air Ambulance, British Red Cross, RSPCA, British Heart Foundation. These organizations should not be confused with those shown below

  • “Nottingham Knockers” – so named as they were first identified operating in Nottingham.  Their sales pitch is usually : - ‘I’m an ex-convict working with the police/probation office/local council trying to go straight by selling goods door to door….’ The goods are usually low quality and overpriced. They may show an ID but this will not have been issued by any council or the police.                 

 

  • Cold calling Builders claiming that work is needed on your roof/property.  If an estimate is given the final bill tends to be much higher.  They apply pressure to pay up front or take the owner to their bank to withdraw cash.

If you are thinking of having any work done, the suggestion is to get a detailed estimate from more than one builder of your choice before agreeing to any work being started.

If you are cold called by any suspect trader the advice is not to engage in conversation but just close the door.  Do not agree to any work being done and do not hand over any money.  Let the Police know your concerns by calling the non-emergency number 101, or in an emergency, dial 999.

Postal

  • Congratulations! You have won £xxx in the Anyplace Lottery.  To release the funds, please send an administrative fee to …

Ask yourself – have I bought a ticket?  No?  Then I can’t have won.  If you send money for the administrative fee this invariably leads to further requests for money – and ‘winning’ notifications from other competitions that you haven’t entered.

If you receive this sort of mail put it in the recycling bin.

Who to contact if you receive scam or phishing e-mails

 

Banks & Credit Cards

Alliance & Leicester phishing@santander.co.uk

American Express spoof@americanexpress.com

 

Barclays internetsecurity@barclays.co.uk

Britannia ihaveseenascam@co-operativebank.co.uk

Co-operative ihaveseenascam@co-operativebank.co.uk

HSBC phishing@hsbc.com

Lloyds TSB emailscams@lloydstsb.co.uk

Mastercard scams@fraudwatchinternational.com

NatWest phishing@natwest.com

PayPal via www.paypal.com

RBS phishing@rbs.co.uk

Santander phishing@santander.co.uk

TD Bank Financial Group phishing@td.com

VISA phishing@visa.com

 

Other Useful Contacts

Action Fraud phishing@cityoflondon.police.uk

Action Fraud www.actionfraud.police.uk

Amazon stop-spoofing@amazon.com

BT (British Telecom) abuse@bt.com

Companies House fraud@companieshouse.gov.uk

Cyber Crime Website www.cyberstreetwise.com

Foreign Email scams scams@fraudwatchinternational.com

HMRC phishing@hmrc.gsi.gov.uk

Microsoft (including Hotmail, Live, Outlook) http://windows.microsoft.com/en-gb/windows/outlook/abuse-phishing-junk-email

Ofcom www.ofcom.org.uk/contact-us/

Office of Fair Trading scam line enquiries@oft.gsi.gov.uk

Sky abuse@sky.com

TalkTalk via www.talktalk.co.uk

Tesco support@tescobroadband.com

Virgin http://netreport.virginmedia.com/netreport

Vodafone www.vodafone.co.uk/contact

Waitrose customersupport@waitrose.co.uk

 

AN EXAMPLE OF AN ATTEMPTED PHISHING EXPEDITION

I have received an attempted phishing attack that is extremely convincing and feel that the action that I have taken might be of value to people who are also attacked in a similar way.

I have an account with with a company called FastHostsUK and the name used in the phishing attempt was QuickHostsUK.  This is similar enough to catch out a recipient who was not paying enough attention - for whatever reason.  I'm certain that many, if not all, of us have either been caught out or nearly so by such a similarity as this.

Various clues from my protection software and the text (that I read without clicking on any of the links) convinced me that the email was not genuine.

The most obvious clue in practically all phishing emails is the use of 'Dear Customer' in the opening of the email.  If the sender is from a genuine organisation, your name will be known to that organisation!

Many of you will be aware of this and other clues but may not be aware of the VERY IMPORTANT course of action to take. 

If you quite correctly delete the suspect email without following any blue-coloured link to another website which usually asks you to verify your details, then you will be safe.  (If you do follow a link, your details will not be verified.  Instead, they will be obtained from you in order to defraud you in some way.)

However, that action is insufficient to reduce this sort of fraud.

There is a website that is run by the national police in an attempt to stop phishing, and similar attempts, that collates all reported attacks.  It requires people to complete a small, anonymous survey and then to forward the suspect email to a website before deleting it from your computer.

The website is www.actionfraud.police.uk/fraud-az-phishing

If, however, you think that your computer has been infected with a fraud-connected program, use this website - www.actionfraud.police.uk/fraud-az-malware

BE AWARE AT ALL TIMES AND REMAIN SAFE.

Brian Townsend

15:32, 25 Jan 2020 by Brian Townsend

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